Own New

Making Homeownership Easier with Own New

At Troy Homes, we know that buying a new home is a big step — especially for first-time buyers or anyone looking to make a move. That’s why we’re working with Own New to help make owning a brand-new home more affordable, with lower interest rates and smaller deposits.

Own New partners with lenders and homebuilders (like us!) behind the scenes to offer reduced-rate mortgages on new builds — so you can get a regular mortgage and still own 100% of your home.*

With Own New, you could benefit from:

• Lower interest rates**
• Deposits starting from just 5%
• Full ownership of your home
• Options for both employed and self-employed buyers
• Support for first-time buyers and movers alike
• Available on houses and flats

How does it work?

Choose your home
Find a Troy Homes property you love – check out our current developments on our website.

Speak to a broker
Arrange your mortgage through an approved Own New broker (like William H Brown). They’ll help you decide if the Rate Reducer scheme is right for you.

Move in and enjoy!
Secure your mortgage, own 100% of your home, and get the keys to your new place.

What’s the Rate Reducer?

Own New’s Rate Reducer is designed to help with rising living costs by offering you a lower interest rate at the start of your mortgage. It works just like a standard mortgage — but with more manageable monthly payments for the initial term.

*Subject to status and lender criteria.
**Lower interest rate applies for the initial mortgage term. You’ll need to speak to a regulated mortgage broker for full advice and to access the scheme