Help to Buy is a government scheme which is backed by the Homes and Communities Agency (HCA). It is a scheme which allows you to purchase certain Troy Homes with a smaller deposit than may be required if purchasing second hand.

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

This scheme is available to first-time buyers and current homeowners who meet the qualifying criteria, but you must be an owner occupier. There is no upper limit on your household income, however, the maximum value of the new home is £600,000.
If your new property is in London then the loan amount from the HCA loan is increased to 40% so you only require a 55% mortgage.

The Help to Buy scheme helps thousands of buyers each year secure their dream home, whether that’s first-time buyers taking the initial step onto the property ladder or a growing family looking for additional space.

Here at Troy, we offer the scheme on specific properties across our developments and are keen to support individuals and families looking for their perfect living space. Keep an eye out on our developments for the Help to Buy logo.

See our Help to Buy developments below. For more information please visit the government Help to Buy website.

How does Help to Buy work

Find our Help to Buy Developments

Coming Soon Current

Elstree

Barnet Lane 

This luxury development is located on Barnet Lane, Elstree and will consist of sixteen 2 bedroom apartments set within large grounds. Construction...

Rosebay House – Finchley, North London

Friern Park 

Rosebay House is an exclusive collection of 8 private one and two bedroom apartments, offering contemporary layouts and an excellent specification. Ideally...

Hadley Wood

Cockfosters Road 

This development is located on the popular Cockfosters Road and will consist of fourteen 1 and 2 bedroom apartments with 2 underground...

new homes in Epping

Epping

Bower Hill 

This development will consist of approximately fifty 1 and 2 bedroom apartments and 3 bedroom houses with parking. It is located a...

Burns Court – Gidea Park

Balgores Lane 

A gated development of fourteen luxury 2 bedroom  and 2 bed plus study apartments with parking  a short walk from Gidea Park...

new homes with garages

Laburnum Gardens

Hitchin 

ALL SOLD We have now sold all the properties on this development. If you are interested in purchasing a Troy Home we...

rural Essex homes

Corn Barn Mews

BEAUCHAMP RODING 

ALL SOLD We have now sold all the properties at this development. If you are interested in registering to receive information on...

Chestnut Mews – Theydon Bois, Essex

Coppice Row 

Half a mile from the vibrant village centre of Theydon Bois and the underground station, Chestnut Mews is a collection of just...

Property developers Slough | Homes for sale Beaconsfield

Crown Gardens

Farnham Royal 

Ideally located off the quiet Crown Lane in the leafy parish of Farnham Royal, Crown Gardens is an exclusive gated development of just four magnificent...

Randall Way – Chesham, Buckinghamshire

Chessmount Rise 

NOW ALL RESERVED Randall Way consists of a ten 2, 3 and 4 bedroom homes situated off a quiet residential road in...

Pheasant Close – Amersham, Buckinghamshire

Plantation Road 

SOLD OUT We have now sold all the properties at this development. If you are interested in registering to receive information on...

Salisbury Court -Northwood

Eastbury Avenue 

This development will consist of nine 2 bedroom apartments with parking located just a short walk from the local amenities in the...

new homes for sale in Pinner

Pinner

Uxbridge Road 

This development will consist of a twenty six  1, 2 and 3 bedroom apartments with parking,  just a short walk from the...

new homes for sale in Royston

Harvester Close – Royston, Hertfordshire

Garden Walk 

Located a short walk from the bustling town centre of Royston, Harvester Close is an exclusive collection of 19 three, four and five...